.... and the hits just keep on coming
OK so whats worse then losing $2200 playing poker in one day?
How about losing that much NOT playing poker because someone cloned your ATM card and cleaned out your bank account!
We found out yesterday that somehow someone emptied our bank account through an ATM using my Debit card number which was in my possession the whole time. This apparently happened on Tuesday while I was at work and we noticed it yesterday when our bank account was overdrawn.
Long story short after taking with US Bank Fraud and the police department this is called Cloning. You use your debit card somewhere and they either have cameras or a person that captures your information and watches you enter your pin #. They can then recreate a duplicate credit card and proceed to the nearest ATM and begin withdrawing. This particular individual kept withdrawing the $700 limit until the account was empty leaving the account overdrawn and lots of extra overdraft charges.
It’s going to take us about 3 weeks of time, paperwork, and headaches to get all this reversed, but we are confident that we will get the money back and the bank said they would take care of the charges, etc.
The advice I was given was to never use your pin # unless have to and if you do use your pin # be very protective of it (overhead cameras, people lingering close by, etc). Cover your hands while you enter your pin # and obviously never have it written down anywhere near your card. The police said they would be able to track down the ATM used and get the security tape, but most likely these people are professionals and will be disguised.
Just wanted to give everyone the heads up to be careful so this kind of horrible stuff doesn’t happen to you.
How about losing that much NOT playing poker because someone cloned your ATM card and cleaned out your bank account!
We found out yesterday that somehow someone emptied our bank account through an ATM using my Debit card number which was in my possession the whole time. This apparently happened on Tuesday while I was at work and we noticed it yesterday when our bank account was overdrawn.
Long story short after taking with US Bank Fraud and the police department this is called Cloning. You use your debit card somewhere and they either have cameras or a person that captures your information and watches you enter your pin #. They can then recreate a duplicate credit card and proceed to the nearest ATM and begin withdrawing. This particular individual kept withdrawing the $700 limit until the account was empty leaving the account overdrawn and lots of extra overdraft charges.
It’s going to take us about 3 weeks of time, paperwork, and headaches to get all this reversed, but we are confident that we will get the money back and the bank said they would take care of the charges, etc.
The advice I was given was to never use your pin # unless have to and if you do use your pin # be very protective of it (overhead cameras, people lingering close by, etc). Cover your hands while you enter your pin # and obviously never have it written down anywhere near your card. The police said they would be able to track down the ATM used and get the security tape, but most likely these people are professionals and will be disguised.
Just wanted to give everyone the heads up to be careful so this kind of horrible stuff doesn’t happen to you.
posted by dna4ever at 7:09 AM
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